viking capital vs lyon financial

Talk with different lenders about what might work best given YOUR unique financial situation before making any decisions . The low rates and longer term loan options offer more affordable monthly payments. Banks and credit unions may offer financing options for pools as well, and some homeowners may prefer to work with a local branch rather than a nationwide lender. The technical storage or access that is used exclusively for anonymous statistical purposes. The company acts in the capacity of a financial consultant, and partners with a network of lenders to provide multiple loan offers for pool construction projects. Through our solid relationships with more than 3,000 pool contractors and our continued commitment to putting our clients first, we have built a reputation as the first choice in providing pool financing solutions. Advertised rates and terms are subject to change without notice. We hope this tool helps you finance your new Viking pool! Why It Made the Cut: As a lender that focuses on pool loans, Viking Capital can offer extremely high loan amounts to eligible borrowersnot to mention a user-friendly application process and rate discounts for service members. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. LightStream delivers a revolutionary swimming pool loan experience that allows customers to focus on their home improvement purchase, rather than on their financing. What am I missing that makes this a horrible loan (besides the ridiculous 7.99% rate - which we plan to pay off in 18 months). This can be beneficial because it allows you to work with just one company throughout the entire process. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. Finally, youll need to have a solid business plan. Apply Now and we will schedule your FREE Loan Consultation! After 6 months, the card expires and your payment is locked in. With dedicated pool loans, personal loans, home improvement loans, and home equity loans all on the table, it can feel a little overwhelming at times. Viking Capital offers a variety of loan products to meet the needs of its customers. Loan length can have a major impact on a borrowers monthly paymentfor instance, a 10-year pool loan will be stretched out over more installments compared with a 3-year loan of the same loan amount, resulting in lower payments each month. Their multiple loan options have low rates and longer terms than common unsecured loans offering more affordable monthly payments. Our team of Pool, Spa, and Backyard Specialists are here and ready to help transform your dream into a reality. Their no fee and no obligation service to find the right lender for you is the reason why they are the leaders in the pool industry. Let us suggest the right program for you to make your swimming pool dream come true. Exactly the way it should be. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for. Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. CONTACT 941-371-2252. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! Conditions and limitations apply. The best way to find out is to use a loan calculator. If youre considering a Viking pool, youre probably wondering how much it will cost. Because some lenders treat pool loans as a dedicated loan product and others provide pool installation funding through personal loans or home improvement loans, loan terms can vary quite a bit. To that end, it may be worthwhile to explore how longer loan terms could lower monthly installments and make it easier to budget for those payments along with other recurring housing costs and financial obligations. With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. If you would like to learn more about the products or services offered by Concord Pools & Spas, please fill out and submit the form to contact our sales department. Great Service - you will feel like the valued customer that you are. Your credit score is one of the most important factors in determining whether youll be approved for pool financing. Whether you want to finance the pool, deck, landscaping and more, HFS is your trusted partner for the best loan and customer service in the home improvement industry. Very easy to sign all the paperwork. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. Our loan options are unsecured, meaning there are no appraisals or equity required. and not be charged any additional interest. GENERAL INQUIRIES. Family members must be lineal (spouse or direct-line ancestors and descendants. We act in the capacity of "consultant", working with contractors nationwide to help pair pool buyers with the best swimming pool financing options available. Lyon Financial is located at 118 Morlake Drive Suite 202, Mooresville, NC 28117. Thank you for the kind words and for taking the time to leave feedback for us. More Loan Approvals - because we find the loan that's right for you. Thank You for all your help. After 40 years in the business, we still put people first. If you can meet all of these requirements, then you should be able to get approved for a loan from a Viking capital pool. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. team to work efficiently and spend more quality Available on approved credit, not all will qualify. !FANTASTIC customer service. Sophia Anthony is a freelance writer and blogger, covering health and fitness topics through visual representation. With an ARM, your interest rate will fluctuate over time along with market rates. Marcus Franklin Great service, quick and efficient. Awesome work by this professional group! APPLY AT VIKING CAPITAL . He even suggested my husband co-signing which after fixing 1 thing on my husbands credit report got us approved for funding. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! A: Thank you for applying! But there are financing options available that can help homeowners shoulder these costs and build a pool to their specifications. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. They are not the lender, but they do work with multiple lenders nationwide in helping customers find financing. Between all of our partners, we are confident that you will find financing options that fit your needs. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all They were easy to work and had everything completed quickly. Such lengthy loan terms can make it easier for borrowers to budget for their monthly payments and pay back their loan in full. In addition, homeowners with sufficient home equity may have the option to use funds from a home equity loan for pool installations. The program offers low-interest loans of up to $250,000 for qualified businesses. The type of loan you choose should be based on these and other factors. There was never high pressure sales on anything like that. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. Never any problems. We couldnt have been happier. There are also no appraisals or home equity requirements. In 2022 Loan Requests. We may earn revenue from the products available on this page and participate in affiliate programs. LightStream is also a relatively digital-focused loan provider. We strive to provide a 5-Star worthy experience to every customer. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. There are no prepayment penalties so you can pay off your loan early if you want to save on interest. FREE Loan Consultations and payment details for all applicants! Why It Made the Cut: Marcus by Goldman Sachs offers perks for borrowers who consistently pay their monthly installment on time. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. Prospective borrowers may want to be aware that SoFis rates can be somewhat high in some cases, as the maximum APR can reach 22.73 percent. Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Subject to change. SITE DESIGNED BY . Subject to change. And finally, dont forget to factor in the costs of installation and ongoing maintenance when budgeting for your new pool! Although Viking does charge some up-front lender feesand those fees will vary from borrower to borrowereligible service members may be able to lower their loan costs by taking advantage of the lenders military rate discount. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. I would highly recommend them to anyone. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Need financing? . Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. I highly recommend Lyon Financial if you are in the market for a pool loan. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? This can be advantageous because it gives you more options to choose from and may help you get a better rate. If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. Financing Your Pool With Paramount Capital. A: There are no prepayment penalties so you can pay the loan off early We are proud to offer these great loan options A lower total cost may not make sense if the borrower will struggle to make loan payments each month. We were pre approved for a loan. Viking Capital APR (interest rates) As low as 5.49% Maximum loan amount $125,000 Loan terms Up to 20 years *********************** is awesome!! viking capital financing click here: lyon financial click here ~ we autograph our work with excellence ~ roc 300590 / 300592. home about us gallery construction video packages contact us financing landscape selections . Rates as low as 8.49% Terms up to 20 Years Loans up to $225k** Scores as low as 650 (*see details below) Complete The Application Form One of the more common discounts homeowners might encounter while vetting pool loan companies is an autopay discount. Lending Uncomplicated. We would love it if you could tell us what you think. Other loan providers may not have any credit score limitations at all, even offering pool loans for bad credit. A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. To continue the process of Financing for your pool, we will redirect to a website outside of OC Poolscapes.Lyon Financial & Viking Capital are not affiliated with OC Poolscapes, but we do have a finance partnership.To get started on the financing process, click the link below for either Lyon Financial or Viking Capital and submit your customer information. Lenders will use your credit score to determine your likelihood of defaulting on the loan. NMLS# 42691 Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. So easy a caveman can do it. If your score is lower than this, it means that you have a history of making late payments or skipping payments altogether. This way, potential customers can quickly see if they qualify for a pool loan and, if so, what terms they may be eligible to receive. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. repayment terms are flexible, and Viking Capital also offers a number of other financing options, such as lines of credit and term loans. We've come across this loan with a 12 year 7.99% (decent for an unsecured pool loan), and no prepayment penalty, but the credit aspect seems suspect and fishy.. What's the catch here? Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. L. However, because HELOCs are secured by your home equity, they usually come with lower interest rates than unsecured loans making them another good option for financing a pool. These secured loans often have lower interest rates, but they will likely take much longer to approve and fund. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Getting pre-approved for financing before finding a pool can help make the process smoother and give you a better idea of how much money youll be able to borrow. Lyon Financial. Find out how easy a pool financing could be from the company who knows pools inside and out! Phone. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. If you have good credit, you may be able to qualify for a low-interest rate loan. This is a great option if you need quick funding for your business. Its this commitment to exceptional customer service that sets us apart in everything we do. Qualifying for a loan with bad credit can be tricky, but its not impossible. Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. A: Lyon Financial is a respected financing consultant, in business since 1979. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. // How Do Celebrities Wear Heels All The Time, Articles V